“I LEFT A GOOD JOB IN THE CITY” Transitioning From Corporate America in Less Than 6 Months…

Maybe you’ve been thinking about the American dream of starting your own business and breaking away from the 9-5 corporate environment. This is exactly what I did in less than 6 months.

When I made the decision to start my own business I was working as an International Corporate Controller. I was spending more than 50 hours a week working for someone else company. Although I had a paycheck, I had nothing to show for the time or quality work I was producing. If I wanted to work from home to take care of personal things or have a more flexible schedule, it always seemed to be questioned. This might not be the case at every employer but it made me question why I wasn’t working for myself.

So, I started Zeigler & Barnes. Yes, I had doubts and fears that I would be able to replace my income or that I would have the time to do my own business while maintaining my current job. Almost overnight, after following the previous blog “Tips for Starting a Business” I had opened my business. Then came the tasks of designing a logo, getting a website together, renting a space, and advertising for clients. All of this was energizing because my dream was becoming a reality.

The more energy I focused on my business, the more it blossomed. Yes, I was working round the clock but it was for my gain, for a better work life balance, pursuing my interests and strengths. Working at my business no longer felt like work because I was doing what I loved.

Although it did not replace my income immediately, eventually I could see growth headed in the right direction and I made the leap of faith to resign from my corporate job. I couldn’t be happier with the choice and am left with the words from Tina Turner’s song Proud Mary…”I left a good job in the city, working for the man every night and day and I never lost one minute of sleeping worrying ’bout the way the things might’ve been…and were ROLLING!”


Love & Finances

money heart

As we celebrate Love and Valentine’s Day this month, I thought its only appropriate to discuss an area of strife in most marriages or relationships. Finances. This doesn’t have to be the case though so here are some helpful tips.

Many pitfalls most couples fall into with finances is a lack of respect and transparency.

Respect goes both ways. Each individual must respect the joint goals the couple has set for finances. This means no one is making unplanned purchases that would affect the end goal without consulting with their partner. This also means following the golden rule of treating your spouse or partner like you would like to be treated in regards to finances. This also means respecting and trusting that each individual is going the right thing and has equal access to finances. Too many relationships have been besought with strife and arguments because one spouse “controls” the money or spends unfairly leaving the other partner to scrimp or save. Know each other’s strengths and weaknesses and work towards a goal. After all, you are on the same team. Trust each other to do their best.

Which leads to transparency. When dealing with finances as a couple there are several schools of thought as to how to approach it. Whether you decide to have joint accounts or separate accounts, the one thing you must have is transparency. Secrecy does not help anyone. It creates suspicion and resentment, two things that do not promote love and respect. All bills, a budget if one is used, savings, investments, debt, etc. should be out in the open between the couple. This will not only help in the case of an emergency but helps both team members see what tools and obstacles exist so they can work together to meet the end goal. Finances are stressful enough without adding extra problems to the table by not sharing or both couples not knowing what is available what needs to happen.

L = Lose the secrets

O = Open discussions

V = Verify purchases

E = Eyes on the prize “Goal”

love and finance rev


Traveling For Work



Seeing new things, cultures, places and even businesses help us to think outside of our box and comfort zone. That is why the opportunity to travel for business can be so beneficial. Traveling is generally expensive and it takes time. Sometimes, however, you get a rare chance to travel for work, whether domestically or internationally. The key is to make the most of it.

In 2017, I had the opportunity to travel to Tijuana, Mexico and to Belgium. Although it is a hassle to be away from home and family, it is also an opportunity to see a country, a city and even observe how other cultures conduct business or interact with each other. Although I traveled as part of my job and it was all for the same company, each country represented had a slightly different way of thinking and certainly communicating.

How do you make the most of traveling for work?


Brussels, Belgium “Atomium” Statue.

Most likely you will be working longer hours so make sure to make the most out of the experience.

  1. Meet as many people as you can. You never know when a great contact will be made.


belguim waffle

Belguim Waffle

2. Get more stamps in your passport and miles on your card.

3. Try out the different cuisine. You have to eat so you might as well try the local flair.

Belguim chocolate

Belguim Chocolate

4. Take some time to site see or try to schedule some time to actually see more of the country than just the airport and the office. It will make the trip more memorable and exciting.

belguim pic 3

belguim pic 2

belguim pic 1


5. Take care of your health. To beat the jet lag make sure you stay hydrated and get up and walk. Try to keep the same habits you have at home such as exercising or getting rest.

6. Gain great stories.

Memories last forever and often some of the best stories come from our unique experiences. Although it is hard to be away from family, seeing all of the similarities and differences our vast world has to offer is priceless. Happy and safe travels!

What’s the Best Business Structure for you?

business structure

So, now you know what type of business you would like to run but how do you start?  The first step is to determine what form of business organization you would like.  Forms of businesses are based on types of ownership structure and taxes.  Each have their advantages and disadvantages so it is important to research and consider all options.  Once you have declared and opened a business, it can become tricky to change the form later on.

These are the basic forms of business ownership:

  1. Sole Proprietorship

A sole proprietorship is a business owned by only one person. It is easy to set-up and is the least costly among all forms of ownership.  The owner faces unlimited liability; meaning, creditors of the business may go after the personal assets of the owner if the business cannot pay them. The sole proprietorship form is usually adopted by small business entities.

  1. Partnership

A partnership is a business owned by two or more persons who contribute resources into the entity. The partners divide the profits of the business among themselves.  In general partnerships, all partners have unlimited liability. In limited partnerships, creditors cannot go after the personal assets of the limited partners.

  1. Corporation

A corporation is a business organization that has a separate legal personality from its owners. Ownership in a stock corporation is represented by shares of stock. The owners (stockholders) enjoy limited liability but have limited involvement in the company’s operations. The board of directors, an elected group from the stockholders, controls the activities of the corporation.

In addition to those basic forms of business ownership, these are some other types of organizations that are common today:

  1. Limited Liability Company

Limited liability companies (LLCs) in the USA, are hybrid forms of business that have characteristics of both a corporation and a partnership. An LLC is not incorporated; hence, it is not considered a corporation.  Nonetheless, the owners enjoy limited liability like in a corporation and it has a little more tax freedom. An LLC may elect to be taxed as a sole proprietorship, a partnership, or a corporation.

All information gathered from: http://www.accountingverse.com/accounting-basics/types-of-businesses.html


Want to Be Your Own Boss?

like a boss photo

Thinking of ways to make more money? Consider starting your own business.  It is the American Dream. All it takes is a unique or novelty item or service that is valuable.  It doesn’t even have to be the next “new” thing.  It can just be an improvement upon a service or item that already exists.

So, if you have figured out what you want to do, which is the hardest part, here are some guidelines to help you define what type of business to start.

Businesses come in all different types and forms of ownership. There are 3 major types of businesses:

  1. Service Business – a service business provides intangible products (products without physical form). Service type business provide professional skills, expertise, advice, and labor. Examples are a salon, law firm, accounting firm, gym memberships, repair shops, schools and banks.
  2. Merchandising Business – this type of business buys product at wholesale or lower costs and then sells the same product at an increased price. They are considered “buy and sale” businesses. They make money in the difference gained from the purchased price to the sold at price. These businesses sale product without changing the products form. Examples are book stores, grocery stores, and boutique shops.
  3. Manufacturing Business – this type of business buys product with the intent to modify it or to use it in the process of creating a new product. Manufacturing combines raw material, labor and factory overhead in the production process. The manufactured goods are then sold to customers.
  4. Hybrid Business – these are businesses that combine several of the above options such as a restaurant that manufactures new entrees from raw materials, merchandizes wines and serves the customer by filling their orders. A gym membership sales a service to use the equipment and train individuals but they may also merchandize t-shirts, snacks and water bottles.

Most times, businesses will be classified by their major business interest.

Information gathered from: http://www.accountingverse.com/accounting-basics/types-of-businesses.html



Avoid Stress during the Holidays

holiday pic

Tis’ the season of peace but you might feel like the most wonderful time of the year happens to be the most stressful. Gratefully, there are fun ways to keep the Joy present!

  • Enjoy a cup or two of tea.  Tea has the amazing ability to make things better.

cup of tea

  • Go for a walk.  Whether around the office or around the block, take a moment to stretch those legs.
  • Call a friend or family member. A quick call is all it takes to not only brighten your day but someone else’s also.
  •  Go to bed a little early.  You’ll get a little extra sleep and wake up more refreshed.
  • Cut yourself some diet slack.  With all the parties and sweet treats, keep things balanced but don’t beat yourself up for enjoying that peppermint brownie.
  • Volunteer for a day.  You will be amazed at how good you feel when you are able to help someone in need.
  •   Shut off your devices.  No need to worry, it is temporary but take some time out of every day to just be in the moment without the distractions of your phone.
  • Crank up the music.  No matter your preference, enjoy listening to your favorite tunes.  It might even prompt some dancing which is sure to put a smile on your face.
  •  Smile! The very act of smiling can lift the mood and relieve stress.
  • Go for a drive to check out the neighborhood lights. It is fun and festive.
  • Stick to your budget whether for gifts or entertainment.  Be smart with your funds.
  • Don’t forget to stretch.  Stretching is often forgotten or skipped yet it helps release toxins in the body.
  • Feed your soul.  Make sure you are keeping everything in perspective, giving thanks for what you have and remembering to keep believing and praying.